[The information contained within this webpage is for use by Financial Advisers only. It is not intended to be viewed by private customers and should not be relied upon by any other person. The information contained within this page is correct as at 23 May 2011. We reserve the right to review our charges from time to time.]
The OneSIPP. The SIPP redefined.
What do your clients want from a SIPP? Do they want to be able to invest in as many and as varied assets as practically possible in one pension scheme for greater control and potentially greater returns?
The Sanlam OneSIPP is the product that allows your clients the flexibility of investing both Protected Rights and Non-Protected Rights in one self-invested pension scheme. The savvy investor will really benefit from the innovative thinking that's gone into our OneSIPP. With the ability to invest in a wide range of investments, and the option of managing their fund under your guidance or using a Discretionary Investment Manager, what more could your client need? And so is the potential. But then we've always prided ourselves on creating shrewder products that deliver what you and your clients really want.
Features
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Ability to fully self-invest Protected Rights and Non-Protected Rights in a wide range of asset classes including collectives, shares and property.
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Ability to invest in our Pinnacle Range of funds, Customised Selection, Commercial Property or a combination of these.
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Ability to invest in our Model Portfolio Service.
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Innovative solutions for acquiring Commercial Property.
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Clients can nominate their own investment manager, or they can manage the fund themselves (unless, for a Model Portfolio, where the Investment Manager is pre-selected).
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Charges which are inclusive of VAT.
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Personal pension charging structure if only using Pinnacle Range.
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Ability to invest via a third party platform provider.
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Facility for member to act as a co-trustee where a self-invested trustee fund is established.
Investment Summary
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Minimum investment
Customised option (self investment)
Pinnacle Range
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Initial single/transfer contribution - £25,000
Initial monthly - £100 p.m. gross plus
single/transfer of £25,000
Initial single/transfer contribution - £1,000
Initial monthly - £100 p.m. gross plus
single/transfer of £1,000
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Drawdown pension (income withdrawals)
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£50,000 after tax free cash
(pension commencement lump sum)
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Protected Rights and Non-Protected Rights
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Yes
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Summary of Investments
Pinnacle Range of funds
Over 170 funds from over 45 investment managers. Full details are shown in the Fund Choice Guide. Switching between funds in the Pinnacle Range is currently free.
Customised selection
By way of guidance the permitted investments include:
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Authorised unit trusts and OEICs
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Investment trusts
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Shares quoted on most major international stock exchanges
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Bank and building society deposits
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Gilts and fixed interest securities
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Commercial property
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Agricultural land
Full details are shown in the Permitted Investments Guide and Investment Guide via the website or assets can be checked via the Permitted Investments Tool under Advanced Services on the website.
Model Porfolio Service (MPS)
The MPS is an investment service that is available where you have chosen a risk graded Model Portfolio for your client, which will be managed by a Discretionary Investment Manager. If chosen, 100% of the funds must be invested in a single model portfolio.
The Model Portfolio Service can be run in line with the Accel benchmarks. It is only available where the relevant legal agreements between the IFA firm and the Discretionary Manager are in place.
SIP Accel funds
The SIP Accel funds are a range of six actively managed risk rated fund of funds. The asset allocation of each fund is designed to deliver levels of risk and reward that match a specific risk profile.
Unlike many of other managed funds they are not benchmarked against other fund managers but against a fixed range of asset classes. This process may provide for a more consistent level of risk in varying market conditions.
The SIP Accel funds are managed by Sanlam Fund Solutions and used alongside the Accel Risk Profiler may provide an investment solution that is more tailored to your clients' risk profile.
Contact us now
St Bartholomew's House,
Lewins Mead, Bristol BS1 2NH
Call us on 0117 926 6366
Fax us on 0117 975 2144
www.sanlam.co.uk
Sanlam Investments & Pensions is the trading name of Sanlam Life & Pensions UK Limited
(registered in England 980142) and Sanlam Financial Services UK Limited (registered in England 2354894).
Both companies are members of the Sanlam Group and are authorised and regulated in the UK by the
Financial Services Authority. Registered office: St Bartholomew's House, Lewins Mead, Bristol BS1 2NH, United Kingdom.