This comprehensive and unique tool provides Cashflow Modelling, Drawdown Analysis, and Stress Tests in one streamlined package.

New Cashflow Modelling Feature

Input household income and expenditure for the given age ranges of the client and their partner.

Comprehensive stress testing to determine capacity for loss:

  • Market Event Simulation – prepopulated or create your own.
  • Randomiser – user selected minimum and maximum growth rates

Drawdown and Annuity Analysis

  • At retirement drawdown versus annuity cash flow analysis.
  • Builds an unlimited number of decumulation strategies to maintain an income until the target age, using Office for National Statistics (ONS) Life Expectancy Tables or a chosen age.
  • Includes Type A and Type B critical yields.
  • Standard or advanced annuity quotes from Assureweb.
  • Income analysis table with the option to include a State Pension forecast.
  • Drawdown to Drawdown Transfer tool also included.

Income Modelling

  • Includes State Pension, bonds, collectives, ISAs, and other guaranteed income sources and assets.
  • Allows different specified growth rates to be applied to different assets.
  • Gives a comprehensive and flexible shortfall analysis
  • Demonstrates income returns over time