This comprehensive and unique tool provides Cashflow Modelling, Drawdown Analysis, and Stress Tests in one streamlined package.
DOWNLOAD SAMPLE REPORT
NEW CASHFLOW MODELLING
- Input household income and expenditure for the given age ranges of the client and their partner.
- Comprehensive stress testing to determine capacity for loss:
- Market Event Simulation – prepopulated or create your own.
- Randomiser – user-selected minimum and maximum growth rates
DRAWDOWN & ANNUITY ANALYSIS
- At retirement drawdown versus annuity cash flow analysis.
- Build up to 3 decumulation strategies to maintain an income until the target age, using Office for National Statistics (ONS) Life Expectancy Tables or a chosen age.
- Include Type A and Type B critical yields.
- Standard or advanced annuity quotes from Assureweb.
- Income analysis table with the option to include a State Pension forecast.
- Drawdown to Drawdown Transfer tool also included.
INCOME MODELLING FEATURE:
- Includes State Pension, bonds, collectives, ISAs and other guaranteed income sources and assets.
- Allows different specified growth rates to be applied to different assets.
- Gives a comprehensive and flexible shortfall analysis
- Demonstrates income returns over time
This tool includes critical yields, the ability to build and maintain fund portfolios, compare existing fund performance vs new fund performance, and filter by features & financial strength.
We have a range of DFM Strategies and model portfolios to select.
Full training and ongoing telephone support are included with this subscription.
